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February 19, 2019


February 19, 2019


Debt can be beneficial if properly structured. Interest rates fixed at low levels for long periods of time can yield profits, but woe is the borrower seduced by low rates that reset often. History is riddled with examples of people, companies, and countries whose borrowing terms did not match their ability to repay their loans.

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February 5, 2019


February 5, 2019


As of the end of January 2019, the S&P 500 is 8% below all-time highs but 15% above its December 2018 lows. Riskier assets such as small cap and emerging markets have experienced more pronounced declines and recoveries.

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