Individual Advice
Assisting on an individual level
We take our role as stewards of your personal financial resources seriously, working closely with you to develop and implement sound strategies and, for our advisory clients, to continuously monitor them for alignment with your goals. Achieving the financial goals that are meaningful to you is our priority — from retirement and asset transfer to charitable giving and planning for major life events.
PRIVATE WEALTH CONSULTING
Families of extraordinary wealth should consider an investment program that is as rigorous as what you’d find at a large organization. Cornerstone brings those institutional concepts to investors by formalizing the process and closely monitoring outcomes in total dollar terms and with an eye on the level of risk in your portfolio.
Our open architecture platform means that we do not create investment product, nor do we custody your assets. We sit beside you to help you make important decisions about asset allocation, and then we go to the market to find who we consider to be the most appropriate money managers, custodians, and brokerage relationships to build a customized portfolio that suits your needs.
INSURANCE CONSULTING
You’ve worked hard to get to where you are. To safeguard your assets, insurance planning should be a priority. Trust us to leverage strategies to safeguard your assets – and even accumulate more.
Each individual’s insurance needs are different, and they will change over the course of a lifetime. Whether you’re looking to safeguard your family’s lifestyle, planning to pass your estate to heirs or charity, or facing unique issues such as blended families or special needs children, our team, in concert with your personal attorney, will help you design a customized program for your circumstances. Our emphasis is on proper process, not product placement.
PHILANTHROPIC ADVISING
Cornerstone is committed to assisting private wealth clients think intentionally about the role of philanthropy in their overall financial planning. We will walk through the spectrum of vehicles that provide flexibility in addressing multiple objectives, from providing for loved ones, to maximizing the impact of charitable contributions. In addition, Cornerstone will help you identify which assets are ideal for charitable giving, versus other assets that may be ideal for transfer to living heirs.
At the end of every generation, family assets end up in one of three destinations: heirs, charity, or the government. There are planning options available that can help enhance the first two while attempting to minimize the third.
